“We have a genuine commitment to supporting clients and guiding them confidently through their property and protection journey.”
Fozia Naz
Our Mission
To make mortgages and protection easy to understand, honest to navigate, and tailored to real people
- Your goals come first
- Simple, stress-free decisions
- Support from start to finish
Our Vision
To be a trusted, long-term partner for homeowners and property investors across the UK.
- Built on trust
- Finance made simple
- Protection that matters
Fozia is the Founder and Principal adviser of Trident Finance with over 25 years of experience in the financial industry, including working with Co-Op, Halifax, NatWest and Quilter.
We make mortgages and protection simple, clear, and tailored to you. Whether you’re buying your first home, remortgaging for a better deal, or managing a growing buy-to-let or HMO portfolio, we take the time to understand your situation and long-term goals. With access to the whole of the market and years of experience, it has enabled us to support hundreds of clients by providing practical honest advice across residential, buy-to-let, HMO and portfolio properties.
From finding the right mortgage to setting up the right protection, our focus is on reducing stress, protecting what matters most and, helping you make confident informed financial decisions at every stage of your journey.
Fozia is the Founder and Principal adviser of Trident Finance with over 25 years of experience in the financial industry, including working with Co-Op, Halifax, NatWest and Quilter.
We make mortgages and protection simple, clear, and tailored to you. Whether you’re buying your first home, remortgaging for a better deal, or managing a growing buy-to-let or HMO portfolio, we take the time to understand your situation and long-term goals. With access to the whole of the market and years of experience, it has enabled us to support hundreds of clients by providing practical honest advice across residential, buy-to-let, HMO and portfolio properties.
From finding the right mortgage to setting up the right protection, our focus is on reducing stress, protecting what matters most and, helping you make confident informed financial decisions at every stage of your journey.
“We have a genuine commitment to supporting clients and guiding them confidently through their property and protection journey.”
Fozia Naz
Our Mission
To make mortgages and protection easy to understand, honest to navigate, and tailored to real people
- Your goals come first
- Simple, stress-free decisions
- Support from start to finish
Our Vision
To be a trusted, long-term partner for homeowners and property investors across the UK.
- Built on trust
- Finance made simple
- Protection that matters
Expert Mortgage Guidance
Bespoke Solutions
We do not have a " one size fits all " approach, but rather we offer smart mortgage and protection strategies tailored to your goals.
Whole Of Market Access
We are not tied to any one lender, so we can tap into private banks and specialist lenders you wont find on the high street.
Dedicated Support
Personal guidance from start to finish, with clear communication at every step.
What Our Clients Say.
Friendly, approachable, builds trust.
Fayyaz Qadir
Technical director
Su Kyaw
portfolio landlord
Jasmeen Gill
House wife
Swe Li Htet
Doctor
Uzma Jamil
Foster Carer
Charlotte Soile
Marketing SpecialistPassionate experts, here for you.
Need Help? Start Here...
Get clear, personalised advice on mortgages and protection—no pressure, just expert guidance.
Simply book a consultation with us. We’ll discuss your needs, answer your questions, and help you move forward with confidence.
We work with first-time buyers, home movers, landlords, property investors, and business owners. Whether you’re buying your first home, remortgaging, or managing a growing property portfolio, we tailor our advice to your situation.
We provide advice on a wide range of mortgages, including:Residential mortgagesBuy-to-let mortgagesHMO mortgagesPortfolio landlord mortgagesRemortgages and product transfersOur goal is to find the most suitable option—not just the cheapest rate.
Absolutely. We guide first-time buyers through the entire process, from understanding affordability and deposits to securing the right mortgage and protection—step by step, with no jargon.
Yes. Whether you’re coming to the end of a fixed rate, looking to reduce monthly payments, release equity, or fund a new investment, we’ll review your options and handle the process smoothly.
Protection planning helps safeguard you, your family, and your property if the unexpected happens. This can include life cover, critical illness cover, and income protection. We explain everything clearly and only recommend what genuinely fits your needs.
We focus on clear advice, honest recommendations, and long-term relationships. We take time to understand your goals and explain your options in plain English—no pressure, no confusing sales talk.
Yes. We have extensive experience supporting landlords with single properties, HMOs, and complex portfolios. We understand lender criteria, tax considerations, and long-term investment strategies.
