What is income protection?
Income protection is a type of insurance that pays you a regular income if you’re unable to work due to illness or injury.
Your income is the foundation of your lifestyle. Illness, injury, or unforeseen circumstances can disrupt your ability to earn—but income protection insurance ensures you continue receiving financial support when you need it most. At Trident Finance, we guide you to the right policy tailored to your unique needs.
Why income protection is essential
Even a short-term loss of income can create financial strain. Income protection insurance can help you with:
Housing costs
Ensure your rent or mortgage is paid even if you can’t work, keeping your home secure.
Living expenses
Cover everyday essentials like utilities, groceries, and transport without financial stress.
Family support
Provide financial stability for your loved ones, so they are protected during tough times.
Frequently asked questions
Income protection insurance provides a monthly payment if you are unable to work due to illness or injury. It helps you maintain your lifestyle and cover essential expenses while you recover.
Anyone who relies on their income to pay bills, mortgage, or support their family should consider income protection. It’s especially important for self-employed individuals or those without sufficient savings.
Premiums depend on factors such as your age, occupation, income, and the level of coverage you choose. At Trident Finance, we compare policies from leading insurers to find the best value for your situation.
Income protection policies usually have a deferment period (e.g., 4, 13, 26 and 52 weeks) before payments start. The policy pays a percentage of your income until you return to work or the benefit term ends.
Yes. Most policies allow you to select the benefit term, which can range from a few years to until retirement age, depending on your needs and budget.
Get started today
Don’t wait until it’s too late. Protect your income and peace of mind with a policy that fits your lifestyle.
